Here are a few factors

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Reward Points on select transactions through YES CART

Foreign Currency Markup up to 2.75%
Vast option for Reward Redemption
8 Reward Points on every INR 200 on Travel & Dining Spends
Airport lounge access across the globe
1% Fuel Surcharge Waiver
YES Prosperity Edge Credit Card

Make Your Spendings More Exciting!

The Prosperity Edge Credit Card is a great way to save money. The card’s reward program rewards you for spending, which is ideal for people who want to save and spend alike. Plus, the interest rate on this card is fantastic- it offers a preferential interest rate!

Key Highlights of YES Prosperity Edge Credit Card

  • The Prosperity Edge Credit Card offers 15,000 bonus reward points on milestones spent in an anniversary year – making it the perfect choice for anyone who wants to earn rewards
  • By spending on dining, grocery, department store, and supermarket activities, you can get accelerated reward points.
  • For cardholders, the dedicated reward redemption portal will make it easy to get the most out of their rewards.

YES Prosperity Edge Credit Card: Lifestyle Benefits

  • With avail- ance of maximum reward points on everyday groceries, supermarket, and department store purchases, you can earn a lot of money.
  • If you achieve an annual spend of Rs.6 lakh or more in an anniversary year, you will earn 15,000 bonus points.
  • With YES PayNow, you can get 5x reward points on your first 3 transactions with a biller who is registered on the platform.
  • You will earn 4 reward points for every Rs.200 you spend. With this deal, you can earn 2 reward points for every Rs.200 spent in other select merchant categories.
01
Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

02
Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Easy Documentation, Smoother Process

Required Documents for YES Prosperity Edge Credit Card

PAN Card

Aadhaar Card

Latest card statement

Voter ID

6 Month vintage proof

Available limit 20%

Card limit 1Lakh

YES Prosperity Edge Credit Card: Fees & Charges

  • 1st year Fee: Rs.399
  • Annual fee: Rs.399
  • Interest rate: 3.5% per month

Self Employed person documents

  • Income tax returns of previous 2 years
  • Statement of finances with a proper balance sheet with profit and loss in that sheet
  • Bank statement with continuity of business
  • GST registration evidence of business

The applicant must fulfil the below eligibility criteria to apply for this credit card:

  • Occupation: Salaried or Self-employed
  • Minimum Income for Salaried Applicants: Rs.50,000 p.m.
  • Minimum Income for Self-employed Applicants: ITR > Rs. 12 lakh p.a.
Benefits to Make You Feel Exclusive

Features and Benefits of YES Prosperity Edge Credit Card

  • With avail- ance of maximum reward points on everyday groceries, supermarket, and department store purchases, you can earn a lot of money.
  • If you achieve an annual spend of Rs.6 lakh or more in an anniversary year, you will earn 15,000 bonus points.
  • With YES PayNow, you can get 5x reward points on your first 3 transactions with a biller who is registered on the platform.
  • You will earn 4 reward points for every Rs.200 you spend. With this deal, you can earn 2 reward points for every Rs.200 spent in other select merchant categories.
Earn Exclusive Gifts and Vouchers

How to Redeem an YES BANK Credit Card Reward Point?

  • Log in using your registered number and select your credit card category
  • Select the products and add them to the cart
  • Proceed with the checkout and enter the required credit card details
  • Click on the Redeem button
  • The cardholder will receive their redemption confirmation on their registered mail ID and contact number
Get an Edge With Additional Benefits

Additional advantages

1% Fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000.

Insurance coverage:

  • Life Insurance Cover of INR 50 Lakhs for death due to air accident.
  • Medical Insurance cover of INR 15 Lakhs for emergency hospitalisation when travelling overseas.
  • Credit Shield cover in case of accidental death of Primary Cardmember.

Discounts:

  • Avail great offers across travel, dining, shopping, wellness and more in select cities
  • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
YES BANK

In Case of Any Query

Leave Your Question

FREQUENTLY ASKED QUESTIONS

Setting PIN for YES Bank Credit Card is quite easy with the help of YES bank net banking, or else you can download YES Bank Mobile App.

In case of any such incident, you can get your card blocked by calling the YES bank phone banking number - 18001031212 (Toll-Free for Mobile and Landline in India) / +91 2249350000 (if calling from abroad).

The credit limits may vary on the variant of the card and its guidelines.

All the credit cards of YES Banks serve its own purpose and cater to different audiences and requirements. But the most demanded YES Bank Credit Card is YES First Preferred Credit Card.

You can easily do that by calling 18001031212 and asking customer care to increase your existing credit card limit.