PPF, or a public provident fund investment scheme, is completely safe as it is backed by the government of India. This also means you have no risk of losing your hard-earned money. It can give you roughly 7.1 to 8.8% interest per year after taxes and compound annually.

Unlike other investment options, you can extend your maturity tenure when it comes to Public Provident Fund. Generally, the PPF account has a lock-in period of 15 years. Once an investor completes this period, they can choose to close their accounts and take the amount that they have invested in their PPF account or if the account holder wishes to extend the period, they can extend it by 5 years.

While most of these investments do yield high returns, the chances of losing your money are quite high as well. You would require very deep pockets if you want to take these risks on a regular basis. However, investing in a PPF account is a completely different story. The scheme enjoys government support and there is very little chance of losing money while investing in it.

A Public Provident Fund (PPF) account is one of the most tax-advantaged investments in India's financial markets. A PPF account can be opened with as little as Rs 500, and you can deposit a maximum of Rs 1,50,000, depending on the current limit. The most attractive feature of this savings instrument is its tax benefits.

Partial withdrawals from Public Provident Fund (PPF) accounts were introduced to make the investment scheme a little more attractive. PPF has a lock-in period of 15 years. Partial Withdrawals allow PPF account holders partial exit after the 5th year of deposit. This helps in financial planning, especially when some prior commitments can be met.