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AU Bank Credit Card
From grocery shopping to international travel, AU offers a world of lifestyle benefits and cash-back rewards to help take care of your day-to-day spending.
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AU Bank Credit Card
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AU Credit Card
Your Financial Freedom in Your Wallet
The AU Bank credit card range offers something for everyone. From grocery shopping to international travel, AU offers a world of lifestyle benefits and cash-back rewards to help take care of your day-to-day spending. They provide flexible reward options that let you choose exactly how you'd like to redeem your rewards, so you can treat yourself any way you want.
A Credit Card for Every Need
Meet AU Bank's new range of credit cards that have plenty of attractive and tempting benefits.
Credit Card
Getting a Credit Card has Just Got a Lot Easier
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Credit Card!
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
All You Need, Just a Swipe Away!
Features & Benefits of the Best AU Credit Cards
AU Altura Credit Card
- Earn 5% Cashback on minimum retail spend of Rs. 2,500 within the first 60 days of card setup. The maximum cashback per statement cycle is Rs. 150 (T&Cs apply).
- Get up to 2% of cashback on every retail transaction
- Get guaranteed cashback of Rs.50 on completing a minimum of Rs.10,000 worth of retail transactions in every statement cycle.
- 8 complimentary lounge access per calendar year
- 1% Fuel Surcharge Waiver for transactions done between Rs.400 and Rs. 5,000 at all fuel stations in the country (maximum value of waiver is Rs. 100 per statement cycle)
- Make your payments more convenient by converting transactions worth Rs.2,000 or more into easy EMI options on the select tenure of your choice.
AU Altura Plus Credit Card
- Rs.500 welcome voucher that can be redeemed on a minimum Rs.10,000 purchase within 60 days of card setup
- Get 1.5% Cashback on all POS retail spending at merchant outlets
- Get 2X reward points on all transactions initiated online.
- As a loyalty reward, you get 500 Reward Points when you do Rs.20,000 or more of retail spending in a calendar month.
- 8 complimentary lounge access per calendar year
- 1% Fuel Surcharge Waiver for transactions done between Rs.400 and Rs. 5,000 at all fuel stations in the country (maximum value of waiver is Rs. 100 per statement cycle)
- Redeem your Reward Points for amazing benefits with e-vouchers from top brands, merchandise, mobile, and DTH recharges, flight and hotel bookings and more.
AU Vetta Credit Card
- Receive a voucher worth Rs. 2,000 when you spend at least Rs. 30,000 in retail outlets within 60 days of card setup.
- Get up to 10 reward points on every Rs.100 spend
- Celebrate your birthday by earning 1,000 bonus reward points for making one qualifying retail transaction.
- Enjoy complimentary lounge access at 1,000+ airport lounges around the world.
- You can get insurance covers for various risks and hazards such as Air Accident Cover up to 50 lakhs, Card Liability Cover, Credit Shield up to 2 lakhs, purchase protection, and many others by visiting our website.
- Redeem your Reward Points for amazing benefits with e-vouchers from top brands, merchandise, mobile, and DTH recharges, flight and hotel bookings, and more.
- Get Annual Fee Reversal on spends of Rs. 1.5 Lakhs.
AU Zenith Credit Card
- Get a voucher worth Rs. 1000 on your first POS retail transaction, plus 10,000 bonus reward points when you spend Rs. 1 lakh.
- Get up to 20 reward points on every Rs.100 spent at Dining Standalone Restaurants
- Enjoy exclusive benefits, like Rs. 1,000 vouchers on a minimum Rs.2 lakh retail spends done per calendar quarter.
- Complimentary Epicure Membership–an exclusive benefit for cardmembers who spend at least Rs. 8 lakh in a card anniversary year.
- Celebrate your birthday by earning 2,500 bonus reward points for making one qualifying retail transaction on your birthday.
- Enjoy complimentary lounge access at 1,000+ airport lounges around the world.
- Our Global Concierge Assistance can help you create customized travel, entertainment, and leisure experiences around the world.
- Enjoy 1% fuel surcharge waiver on all fuel transactions done across all fuel stations in the country.
- Redeem your Reward Points for amazing benefits with e-vouchers from top brands, merchandise, mobile, and DTH recharges, flight and hotel bookings, and more.
- Get Annual Fee Reversal on spends of Rs. 1.5 Lakhs.
- You can get insurance covers for various risks and hazards such as Air Accident Cover up to 2 crores, Card Liability Cover, Credit Shield up to 5 lakhs, purchase protection, and many others by visiting our website.
Required Documents for AU Credit Card
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Salaried income documents
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Last 6 months' salary slip
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Form 16 of last 2 years
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Income Tax Return if any of last 2 Years
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Last 3 months' bank statement if the salary directly credited in the bank account
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Certificate of employment from current employer
Self Employed person documents
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Income tax returns of previous 2 years
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Statement of finances with a proper balance sheet with profit and loss in that sheet
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Bank statement with continuity of business
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GST registration evidence of business
Card to Card Documents
The documents required for a card-to-card application vary, but common documents include:
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Government Issued Photo ID
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Proof of Residency
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Proof of Income
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Applcation Form
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Authorization to run a Credit Check (if required)
Note : AU may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Wondering How to Apply? Here You Go!
How to Apply for an AU Credit Card
The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick. .
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Visit the website of ReferLoan
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There you can find the list of credit cards on the top.
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Choose an AU Cradit card and click on the ‘Check Eligibility’ button
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You will be prompted with a list of questions
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Answer them to know your eligibility.
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If you’re eligible for the card, you will be redirected to the online application page.
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Fill in all the required fields on the page before clicking on ‘Submit’.
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You will then be asked to upload the documents – do the same and click on ‘Submit’
Redeem Your Reward Points and Get Exciting Gifts and Vouchers
How to Redeem an AU Credit Card Reward Point?
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Login with your Credentials
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Click on the Redeem Point Tab
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Filter your collected Points Range and preferred Item Category to view the catalog
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Choose your item, add it to the cart with the preferred quantity and click View Shopping Cart Link.
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To proceed further, please read the Terms & Conditions and click on the check box confirming that you have read them.
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You are done now. A copy of your voucher will be received on your registered email ID and Mobile Number
Access Your Credit Card Anywhere Through NetBanking
AU Credit Card Login for Net Banking
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Visit :Aubank
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Log in to your net banking with the provided customer ID and IPIN.
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On the main menu, select the “ Cards” option
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Select the “ Credit Card” option from the drop-down
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Select the “ Register Credit Card” option on the left side of the menu
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If you’re eligible for the card, you will be redirected to the online application page.
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Fill in your card details like credit card number, expiry, and pin.
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After confirming all the filled-in details are right, click on “Submit”
In Case of Any Query
HRegistered Office: 19A,
Dhuleshwar Garden, Ajmer Road,
Jaipur – 302001. Rajasthan, India
FREQUENTLY ASKED QUESTIONS
If you have any questions regarding the AU Bank credit cards, you can write to them at creditcard.priority@aubank.in or contact them at 18002100298 or 022-42320298.
Yes, You will be charged 18% GST on fees and other charges on an AU Altara Plus Credit Card.
No, AU bank doesn’t charge any processing fees on credit cards.
Please note that AU Bank may ask you to submit the following documents along with your application form: PAN card, Aadhar card, passport, driving license, Voter ID, electricity bill, last six months' salary slips, and Income Tax Returns (ITR) of the last two years.
There is no limit to your credit limit on AU credit cards. The limit is determined by the applicant's income and CIBIL score. Individuals with a high income and a high CIBIL Score are more likely to be given a large credit limit.