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Different types of Investment
Mutual Funds
Topping the list of investment methods, Mutual Funds are essentially collections of stocks and bonds that trade as one stock. It’s a great way to pool your money together with others to invest in a diverse portfolio.
Systematic Investment Plan
If you are planning to invest in mutual funds, an SIP is an ideal way of doing so. Being one of the top investment methods, SIP enables you to invest regularly while keeping the capital risks to a minimum.
Fixed Deposit
An investment option that will give you a higher rate of interest and will be liquidated before its maturity date. Fixed Deposits can be your ideal method for such investments.
Government Bonds
Government bonds are considered to be less susceptible to default risk than corporate bonds as the government is seen as a more stable and less risky entity, making it a good choice to invest in.
Certificate of Deposit (CDs)
Certificates of deposit – short for CDs – are essentially a type of investment guaranteed to pay a fixed return from a financial institution. It’s a simple way to earn interest in your money.
Stock Investments
Stocks are an excellent way to grow your money because the profits are only limited by an individual’s imagination. You have the potential to generate huge returns, but with that comes the risk of losing money, too.
Invest in Your Present for a Better Future!
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the investment you have been looking for, apply for it, and proceed with further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Investment
Once your application gets approved based on your eligibility, you will be having your investment plan in hand.
Features & Benefits of an Investment
Every Individual has a different need when it comes to investments. Some want to go for Mutual Funds, whereas some want to invest in short-term investments. At ReferLoan’s Investments, we cater to all of them!
Features of Investment Plans
- Liquidity and Collateral value
Liquidity is a very important factor of investments, as it allows you to easily sell your shares anytime you want. While on the other hand, collateral value is merely there just to give you the sense that your investment is safe.
- Stable income
There is different kinds of investment plans available in the market. A good plan will help you to make a consistent income. If your plan is right, it is possible to get a stable income.
- Capital growth
In simple definition we can say that it is the mere process of investing your available capital or savings in projects or avenues that will yield greater profits than your investment.
- Stability of Purchasing Power
Investment plans, whether they are contracts for differences or regular savings plans that the bank offers, has a bunch of features, and one of them is to improve your purchasing power.
Benefits of Investment Plans
- Protection to Your Family
Protecting the ones you love through planning and proper investment is extremely important and it is never too late to start. However, keeping up with the economic world can be tricky if you do not know all of your options.
- Tax Saving Benefits
Investment plans are a great way to save taxes. When you invest, the amount you invest is classified under Section 80C tax benefits. When you sell your stocks, mutual funds, or equity, it's considered an LTCG tax.
- Avoid inflation
Investment plans are a great way to beat inflation while at the same time having money that is ready to be spent in an emergency or when you need it. Inflation is a reality, but you don't have to let it eat up your money.
- Wealth Creation
Investment plans offer you the opportunity to make money quickly. Several business models are available offering anything from simple investment plans to futures and derivatives. There is some risk involved but it is well worth it if you're able to manage the risk correctly
FREQUENTLY ASKED QUESTIONS
Investing helps you grow your wealth, beat inflation, and achieve long-term financial goals like retirement.