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HDFC Credit Card
Make any purchase you want with this card, whether it’s buying that gadget of your dreams or booking a flight or hotel.
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HDFC Credit Card
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About HDFC Credit Card
Beautiful Possibilities await you, with an HDFC Bank Credit Card. You will be able to make any purchase you want with this card, whether it’s buying that gadget of your dreams, booking a flight or hotel, or paying off your exorbitant electricity bill. After all, the best things in life are those that money can't buy!
A Credit Card for Every Need
Meet HDFC Bank's new range of credit cards that have plenty of attractive and tempting benefits.Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Joining/Renewal Membership Fee – ₹500/- + Applicable Taxes
- Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Benefits
- 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
- 5X CashPoints on EMI spends at merchant locations
- 2 CashPoints on all other spends ( Excluding fuel, Wallets loads )
- Gift vouchers worth upto ₹2000 annually
Eligibility:
Salaried:
- Indian nationality. Age: Min 21 yrs. & Max 60 Yrs.,
- Income: Gross Monthly Income> ₹20,000
Self-employed:
- Indian nationality. Age: Min 21 yrs. & Max 65 Yrs., Income: ITR > ₹6.0 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Benefits :
- 4 Reward Points for every Rs 150 spent
- Earn Bonus 15,000 Reward Points on spends of Rs 8 Lakhs in an anniversary year
- 12 complimentary domestic lounge access
- 6 complimentary international lounge access using Priority Pass
Fees & Charges applicable
- Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.
- Click here to view details of HDFC Bank Regalia Credit Card Fees and Charges
- Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net Monthly Income > Rs 1 Lakh
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- ITR > Rs 12 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
- 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions.
- ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
- 8 Complimentary Domestic Airport Lounge access annually
Fees & Charges applicable
- Joining/Renewal Membership Fee – ₹1,000/- + Applicable Taxes
- Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off .
Click here to view details of HDFC Bank Millennia Credit Card Fees and Charges.
click hereto view Key Fact Statement.
Eligibility:
Salaried:
- Indian national
- Age: Min 21 yrs & Max 40 Yrs
- Income: Gross Monthly Income> ₹35,000
For Self Employed
Reward Type
Joining Fee
Annual Charge
Features
- Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One, MMT BLACK and Times Prime
- Complimentary Ola | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
- 5 Reward Points for every Rs 150 spent
- Upto 10X Reward Points via SmartBuy
- Complimentary Golf games across the finest courses in the world
- Unlimited Complimentary Airport Lounge Access
Fees & Charges applicable
- Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
- Click hereto view details of HDFC Bank Diners Club Privilege Credit Card Fees and Charges
Eligibility:
Salaried:
- Age Min 21 yrs & Max 60 yrs
- Income: Net Monthly Income > Rs 70,000 per month
Self Employed
- Age: Min 21 yrs & Max 65 yrs
- Income: ITR > Rs 8.4 Lakhs per annum for self-employed customers
Reward Type
Joining Fee
Annual Charge
Features
- Complimentary Club Marriott membership for first year
- Complimentary nights & weekend buffet at participating ITC hotels
- Unlimited Complimentary golf games at leading courses across India and select courses across the world
- 5 Reward Points for every ₹ 150 spent
- Global Personal Concierge -24 X 7
Fees & Charges applicable
- Joining/Renewal Membership Fee – Rs. 12,500 + Applicable Taxes.
click hereto view details of HDFC Bank Infinia Metal Edition Fees and Charges
Eligibility:
Membership for the HDFC Bank Infinia Credit Card is By Invite Only
Reward Type
Joining Fee
Annual Charge
Features
- Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
- ₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
- ₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and Rs. 7.5 lakhs.
- 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
Fees & Charges applicable
- Joining/ Renewal Membership Fee of Rs. 2500 + Applicable Taxes
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net Monthly Income> Rs 1,00,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 12 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App.
- 1 Reward Point for every INR 100 spent on all other spends*
- Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.
- 8 complimentary access to select IRCTC Executive Lounge every year (2 per quarter)
- Gift voucher worth INR 500 on quarterly spends of INR 30,000.
Fees & Charges applicable
- Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
- Spend Rs. 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Income: Gross Monthly Income> ₹25,000
For Self Employed Indian national
- Age: Min 21 yrs & Max 65 Yrs, Income: ITR > ₹6.0 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- 2% back as NeuCoins on Tata Neu and partner Tata Brand Spends
- Additional 5% back as NeuCoins on Tata Neu Spends, post registering for Tata NeuPass
- 1% back as NeuCoins on other spends
- 1 NeuCoin = ₹1, redeemable on Tata Neu App
- 4 Complimentary Domestic Airport Lounge Access
Fees & Charges applicable
- Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes
- Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
- click here to view details of Fees and Charges on Tata Neu Plus HDFC Bank Credit Card
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net Monthly Income > ₹25,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- ITR > Rs 6 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- 5% back as NeuCoins on Tata Neu and partner Tata Brand Spends
- Additional 5% back as NeuCoins on Tata Neu Spends, post registering for Tata NeuPass
- 1.5% back as NeuCoins on other spends
- 1 NeuCoin = ₹1, redeemable on Tata Neu App
- 8 Complimentary Domestic and 4 Complimentary International Airport Lounge Access
Fees & Charges applicable
- Joining/ Renewal Membership Fee of Rs.1,499 + Applicable Taxes
- Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
- Click here to view details of Fees and Charges on Neu Infinity HDFC Bank Credit Card
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net Monthly Income> Rs 1,00,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 12 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Complimentary Annual memberships of Amazon Prime, Swiggy One, MMT BLACK, Times Prime
- Complimentary Ola | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 40,000 every month
- 4 Reward Points for every Rs 150 spent
- Upto 10X RP on spends via SmartBuy
- Complimentary Golf games across the finest courses in the world
- 12 complimentary Airport Lounge Access worldwide
Fees & Charges applicable
- Joining/ Renewal Membership Fee of Rs. 2500 + Applicable Taxes
- Click here to view details of HDFC Bank Diners Club Privilege Credit Card Fees and Charges
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net Monthly Income> Rs 70,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 8.4 Lakhs per annum for self-employed customers
Reward Type
Joining Fee
Annual Charge
Features
- Earn 10X CashPoints on your favourite merchants ( Big Basket, BookMyshow, OYO, Swiggy & Uber )
- Earn 5X CashPoints on EMI spends at merchant locations
- Earn 1 CashPoint per every Rs.150 on other spends ( Excluding fuel, Wallets loads ).
- Interest Rate of just 0.99% for first 90 days on retail/non-EMI spends
Fees & Charges applicable
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Income: Gross Monthly Income> ₹12,000
For Self Employed Indian national
- Age: Min 21 yrs. & Max 65 Yrs.
- Income: ITR > Rs 6.0 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Life Time free card.
- Welcome Voucher worth ₹500
- Earn 6 Shoppers Shop Points on Shoppers Stop private label brands
- Earn 2 Shoppers Shop Points on all other Shoppers Stop brands & other category spends
Fees & Charges applicable
- Life Time Free
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net Monthly Income> Rs 20,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 6 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Welcome Voucher worth ₹1,500
- Complimentary First Citizen BLACK membership
- Earn 20 Shoppers Shop Points on Shoppers Stop Private label brands
- Earn 15 Shoppers Shop Points on all other Shoppers Stop brands
- Earn 5 Shoppers Shop Points on all other spends
Fees & Charges applicable
- Joining/ Renewal Membership Fee of Rs. 4,500 + Applicable Taxes
- Click here to view details of Shoppers Stop BLACK HDFC Bank Credit Card Fees and Charges.
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net Monthly Income> Rs 2,00,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 8 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Upto 3% Unlimited Cashback everytime
- Paytm First Membership - Upto 75k worth benefits
- Earn upto Rs. 1200 Cashback annually
- Upto 50 days of credit free period
Fees & Charges applicable
- Monthly Membership Fee: Rs. 49 + GST
- Monthly Fee waived off on retail spends of Rs.5,000 in a month (Non-EMI Spends)
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Upto 5% Unlimited Cashback everytime
- Paytm First Membership - Upto 75k worth benefits
- 8 Complimentary Airport Lounge Access
- Gift Vouchers worth Rs.500 every Calendar Quarter
Fees & Charges applicable
- Annual Membership Fee: Rs.1000 + GST
- First Year Fee waived upon spending Rs.50,000 (Non-EMI Spends) within the first 90 days
- Renewal Year Fee waived upon spending Rs.1,50,000 (Non-EMI Spends) in the 12 months period.
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Upto 5% Unlimited Cashback everytime
- Paytm First Membership - Upto 75k worth benefits
- 8 Complimentary Airport Lounge Access
- Gift Vouchers worth Rs.500 every Calendar Quarter
Fees & Charges applicable
- Annual Membership Fee: Rs.1000 + GST
- First Year Fee waived upon spending Rs.50,000 (Non-EMI Spends) within the first 90 days
- Renewal Year Fee waived upon spending Rs.1,50,000 (Non-EMI Spends) in the 12 months period.
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Upto 2% Unlimited Cashback everytime
- Upgrade to Paytm HDFC Bank Credit Card in 3 months
- Customize your card the way you like
Fees & Charges applicable
- Monthly Membership Fee: Rs. 29 + GST
- Monthly Fee waived off on retail spends of Rs.2,500 in a month (non-EMI)
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Exclusive dining privileges with up to 15% discount at partner restaurants
- 4 Reward Points for every ₹ 150 spent
- Complimentary Priority Pass Membership for free access to over 1000 lounges globally
Fees & Charges applicable
- First Year Membership Fee – Rs. 1000/- + Applicable Taxes, Renewal Membership Fee – Rs. 1000/- + Applicable Taxes
- Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)* Terms & Conditions Apply
- Spend Rs. 1,00,000 in 12 Months and get Renewal Fee waived for next renewal year.
- Please Click here to view the fees and charges applicable on your Regalia First Credit Card
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Get up to 6 complimentary access to 1000+ lounges worldwide annually
- Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
- Get air accident cover of ₹1 crore
Fees & Charges applicable
- First year and renewal Membership Fee – ₹1,000/- + Applicable Taxes
- Annual / Renewal fee ₹1,000
- Get renewal fee waived off on annual spends of ₹1 Lakh
- A fee of 2.5%, with a minimum of ₹ 500, is applicable on all cash withdrawals on your card.
- Interest at the rate of 3.6% will be charged on any outstanding amount carried beyond the bill due date
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net Monthly Income> Rs 30,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 3.6 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Upto 2% Accelerated Cashback on Scan & Pay
- Upto 2% Cashback on Swiggy & Uber spends
- Customize your card the way you like
- Instant issuance/ virtual credit card
Fees & Charges applicable
- Yearly Membership Fee: Rs.149 + GST
- First Year Fee waived off on retail spends of Rs. 1,500 in the first month
- Renewal Year Fee waived off on retail spends of Rs. 25,000 in a calendar year
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Complimentary Times Prime Annual Membership worth Rs 999
- Up to 20% discount offers on travel & shopping on www.hdfcbank.timescard.com
- 50 % discount on Movies on Book My show
- 3 Reward points for every Rs.150 spent on the card
- 10 Reward points per Rs 150 on weekday Dining
Fees & Charges applicable
- Joining/Renewal Membership Fees ₹ 1000/- plus Applicable Taxes
- Please Click here to view details of HDFC Bank Times Card Credit Platinum Fees and Charges
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Net monthly income: Rs 35,000 & above
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Annual Income should be Rs 6,00,000 & above
Reward Type
Joining Fee
Annual Charge
Features
- Complimentary Times Prime Annual Membership worth Rs. 999
- Up to 20% discount offers on travel and shopping on www.hdfcbank.timescard.com
- 25 % discount on Movies on Book My show
- 2 Reward points for every Rs.150 spent on the card
- 5 Reward points per Rs 150 on weekday Dining
Fees & Charges applicable
- Joining/Renewal Membership Fees ₹ 500/- plus Applicable Taxes
- Please Click here to view the fees and charges applicable on your Regalia First Credit Card
Eligibility:
For Salaried Indian national
- Age: 21 years to 60 years
- Net monthly income: Rs 25,000 & above
For Self Employed Indian national
- Age: 21 years to 65 years
- Annual Income should be Rs 6,00,000 & above
Reward Type
Joining Fee
Annual Charge
Features
- 2.5% 6E Rewards on IndiGo
- 2% 6E Rewards on Grocery, Dining & Entertainment
- 1% 6E Rewards on all other spends*
- Up to 10% 6E Rewards on Indigo featured partners
- Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax (current – Rs.300)
Fees & Charges applicable
- Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
- (The above is effective 07.11.2022 & will be applicable on cards sourced on or after 07.11.2022)
- Click here to view details of 6E Rewards - IndiGo HDFC Bank Credit Card.
Note:6E Rewards program membership will be discontinued on non-payment of membership fee within 90 days
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Gross Monthly Income> Rs 50,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 7.2 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- 5% 6E Rewards on IndiGo
- 3% 6E Rewards on Grocery, Dining & Entertainment
- 2% 6E Rewards on all other spends*
- Up to 15% 6E Rewards on Indigo featured partners
- Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax (current – Rs.300)
Fees & Charges applicable
- Joining/ Renewal Membership Fee – Rs.1, 500/- + Applicable Taxes
- Please Click here to view details of 6E Rewards XL - IndiGo HDFC Bank Credit Card
Note: 6E Rewards program membership will be discontinued on non-payment of membership fee within 90 days
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years
- Gross Monthly Income> Rs 1,20,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 14.4 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Welcome benefit of up to 25,000 InterMiles and earn 8 InterMiles per every Rs.150 spent
- InterMiles Gold tier Membership for first year
- 2X InterMiles for flights booked on www.intermiles.com & Hotel booked via Interbook.intermiles.com
- Rs 5000 Worth Flight & Hotel discount vouchers*
Fees & Charges applicable
- Joining/ Renewal Membership Fee – Rs. 5,000/- + Applicable Taxes.
- GST levied will not be reversed on Any dispute on Fee & Charges
- Click here ( MITC) to view of InterMiles HDFC Bank Diners club Credit Card Fees and Charges
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years,
- Net Monthly Income> Rs 1,75,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 21 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Welcome benefit of up to 8,000 InterMiles and earn 6 InterMiles per every Rs.150 spent
- InterMiles Silver tier Membership for first year
- 2X InterMiles for flights booked on www.intermiles.com & Hotel booked via Interbook.intermiles.com
- Complimentary Domestic & International Lounge Access*
Fees & Charges applicable
- Joining/ Renewal Membership Fee – Rs. 1,000/- + Applicable Taxes.
- GST levied will not be reversed on Any dispute on Fee & Charges
- Please Click here ( MITC) to view details of InterMiles HDFC Bank Platinum Credit Card Fees and Charges
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years,
- Net Monthly Income> Rs 30,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 6 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Welcome benefit of up to 3,000 InterMiles and earn 4 InterMiles per every Rs.150 spent
- 2X InterMiles for flights booked on www.intermiles.com & Hotel booked via Interbook.intermiles.com
- Rs. 1500 Worth flight & hotel discount vouchers*
- 8 Complimentary Domestic Lounge Access*
Fees & Charges applicable
- Joining/ Renewal Membership Fee – Rs. 1,000/- + Applicable Taxes.
- GST levied will not be reversed on Any dispute on Fee & Charges
- Please Click here ( MITC) to view details of InterMiles HDFC Bank Platinum Credit Card Fees and Charges
Eligibility:
For Salaried Indian national
- Age: Min 21 years & Max 60 Years,
- Net Monthly Income> Rs 30,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 6 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Earn up to 50 Liters of Free fuel annually
- Earn 5% of your spends as Fuel Points at IndianOil outlets, Groceries and Bill Payments.
- Earn 1 Fuel Point for every Rs. 150 spent on all other purchases
- Enjoy 1% Fuel Surcharge waiver
Fees & Charges applicable
- Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
- Please Click here to view details of your IndianOil HDFC Bank Credit Card fees and charges
Eligibility:
For Salaried Indian National:
- Age: Min 21 years to Max 60 Years,
- Net Monthly Income> Rs 10,000
For Self Employed Indian National:
- Age: Min 21 years & Max 65 Years
- Annual Income: ITR > Rs 6 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- automatic conversion on spends of ₹10,000 and above to EMI of 9 months
- 5% CashBack on Amazon & Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy
- 2.5% CashBack on all online spends
- 1% CashBack on all offline spends and wallet reloads
Fees & Charges applicable
- Joining/Renewal Membership Fee – Rs. 500/ + Applicable Taxes
- Please Click here to view details of your HDFC Bank EasyEMI Card fees and charges
Eligibility:
For Salaried Indian national
- Age: Min 21 yrs & Max 60 Yrs,
- Gross Monthly Income> ₹10,000
Reward Type
Joining Fee
Annual Charge
Features
- Free access to over 600 exclusive airport lounges
- Three reward points for every Rs. 150 spent, redeem points for air miles
- Double reward points for spends on AllMiles website
Fees & Charges applicable
- Get first year’s membership free by spending Rs 15,000 within the first 90 days
- Renew your membership free by spending ₹ 1,00,000 in a year
- Get 1st year's membership free
- A fee of 2.5%, with a minimum of ₹ 500, is applicable on all cash withdrawals on your card Finance charge: 3.49% per month
- Enjoy 50 days of interest-free credit
- Interest at the rate of 3.49% will be charged on any outstanding amount carried beyond the bill due date.
Eligibility:
- Salaried employee, 21 to 60 years of age
- Self-employed, 21 to 65 years of age
Reward Type
Joining Fee
Annual Charge
Features
- 5% CashBack on IRCTC bookings, bill payments, and fuel spends
- Additional 5% CashBack on EasyEMI, PayZapp and SmartBuy spends
Fees & Charges applicable
- Joining / Renewal Membership Fee – Rs. 500/- Plus Applicable Taxes
- To view all the fees and charges applicable on your Bharat Credit Card, go to 'Manage Your Credit Cards -> Personal MITC'
Eligibility:
Salaried
- Age: Min 21 yrs & Max 60 Yrs,
- Income: Gross Monthly Income> Rs 12,000
Self Employed
- Age: Min 21 yrs & Max 65 Yrs,
- Income: ITR > Rs 2 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Avail up to 50 days of interest free period from the date of purchase Interest at the rate of 3.49% per month will be charged on any outstanding amount carried beyond the bill due date
Fees & Charges applicable
- Spend ₹20,000 in a year and get a waiver of next year’s annual membership Renew your membership annually by paying a nominal fee of ₹500
- A fee of 2.5%, with a minimum of ₹500, is applicable on all cash withdrawals on your card.
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Avail up to 50 days of interest free period from the date of purchase
- Interest at the rate of 3.49% per month will be charged on any outstanding amount carried beyond the bill due date
- Pay only 1.99% interest per month if card is issued against fixed deposit
Fees & Charges applicable
- Spend ₹50,000 in a year and get a waiver of next year’s annual membership
- Renew your membership annually by paying a nominal fee of ₹500
- A fee of 2.5%, with a minimum of ₹500, is applicable on all cash withdrawals on your card.
Eligibility:
- Will be Discussed at the time of sourcing
Features
- Earn 4 Reward Points for every ₹ 150 spent
- Get up to 15% discount at 300+ premium restaurants
- 5% CashBack on IRCTC, Utility and Tax Payments.
Fees & Charges applicable
- Please Click here to view the fees and charges applicable on your Business Regalia First Credit Card
Eligibility:
You are eligible for Business Regalia First Card based on the following,
- Occupation: Self Employed
- Age: Min 21 yrs & Max 65 Yrs
- ITR of more than Rs 7,20,000 per year
Reward Type
Joining Fee
Annual Charge
Features
- Upto 6 Complimentary access to 1000+ Lounges Worldwide in a year
- Book a concierge for your travel needs. Simply call : 1800 209 4006
- Earn 4 Reward Points for every Rs. 150/- retail spends
- Upto 5% cashback via SmartBuy
Fees & Charges applicable
Annual fees
- First year and renewal fee: ₹ 2,500 + taxes
- Spend ₹ 3 lakhs in 12 months and get a free renewal
Cash advance fee
- A fee of 2.5%, with a minimum of ₹ 500, is applicable on all cash withdrawals on your card
Interest
- Interest at the rate of 3.6% Pm will be charged on any outstanding amount carried beyond the bill due date.
Eligibility:
Salaried
- Age: Min 21 yrs & Max 60 yrs.
- Income : Net Monthly Income > Rs 60,000 per month.
Self Employed
- Age: Min 21 yrs & Max 65 yrs.
- Income : ITR > Rs 7.2 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- earn 3 Reward Points for every Rs. 150/- retail spends
- Upto 5% cashback via SmartBuy
- Book a concierge for your travel needs. Simply call : 1800 209 4006
Fees & Charges applicable
Annual fees
- First year and renewal fee: ₹ 1000 + taxes
- Spend ₹ 1 lakh in 12 months and get a free renewal
Cash advance fee
- A fee of 2.5%, with a minimum of ₹ 500, is applicable on all cash withdrawals on your card
Interest
- Interest at the rate of 3.6% Pm will be charged on any outstanding amount carried beyond the bill due date.
Eligibility:
Salaried
- Age: Min 21 yrs & Max 60 yrs.
- Income : Net Monthly Income > Rs 30,000 per month.
Self Employed
- Age: Min 21 yrs & Max 65 yrs.
- Income : ITR > Rs 3.6Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
- Complimentary Airport Lounge Access through Priority Pass Membership
- Professional Indemnity Insurance Cover of up to ₹ 20 Lakhs
- Earn Bonus 15,000 Reward Points on spends of ₹ 8 lakhs in a year
Fees & Charges applicable
- First Year Membership Fee – Rs. 2500/- + Applicable Taxes, Renewal Membership Fee – Rs. 2500/- + Applicable Taxes
- Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)* Terms & Conditions Apply
- Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year.
- Please Click here to view the fees and charges applicable on your Regalia Credit Card.
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- 3 Reward Points for every ₹ 150 spent and 50% more points on dining spends
- Reward Points can be exchanged for Miles (at 0.7 Miles for every point)
Fees & Charges applicable
- Please Click here to view the fees and charges applicable on your Doctor's Superia Credit Card.
Eligibility:
- Will be Discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Exciting CashBack offers on everyday spends
- 2 Reward Points for every ₹ 150 spent; 50% more Reward Points at premium restaurants
- Redemption of Reward Points as CashBack to pay off Credit Card dues
Fees & Charges applicable
Fees and Charges: Annual fees
- Renew your membership for free by spending Rs 50,000 in a year
Cash advance fee
- A fee of 2.5%, with a minimum of ₹ 500, is applicable on all cash withdrawals on your card
- Finance charge: 3.49% pm
Interest
- Enjoy 50 days of interest-free credit
- Interest at the rate of 3.49% pm will be charged on any outstanding amount carried beyond the bill due date.
Eligibility:
Salaried employee
- 21 - 60 years of age
Self Employed
- 21 - 65 years of age
Reward Type
Joining Fee
Annual Charge
Features
- 2 Reward Points for every ₹ 150 spent
- 50% more Reward Points for every ₹ 150 spent above ₹ 50,000 per statement cycle
- Savings up to ₹ 250 in every billing cycle with a 100% fuel surcharge waiver
Fees & Charges applicable
Cash advance fee
- A fee of 2.5%, with a minimum of Rs 500 is applicable on all cash withdrawals on your card.
Interest
- Interest at the rate of 3.49% Pm will be charged on any outstanding amount carried beyond the bill due date.
Eligibility:
- Salaried employee, 21 to 60 years of age
- Self-employed, 21 to 65 years of age
Reward Type
Joining Fee
Annual Charge
Features
- 3 Reward Points for every ₹ 150 spent
- 50% more Reward Points on dining and grocery spends
- ₹1000 Shoppers Stop voucher on spends above ₹75000 within 6 months
Fees & Charges applicable
Interest
- Interest at the rate of 3.49% per month will be charged on any outstanding amount carried beyond the bill due date.
- W.e.f. 01-Sep-2020, interest at the rate of 3.6% per month (i.e. 43.2% annually) will be charged on any outstanding amount carried beyond the bill due date
Annual Fees
- ₹500 + GST per annum
- Spend ₹50,000 in a year and get a waiver of next year's annual membership fee
Eligibility:
- Will be discussed at the time of sourcing
Reward Type
Joining Fee
Annual Charge
Features
- Welcome benefit: 1000 reward points
- Renewal benefit: 1000 reward points
- Convert reward points into miles or vouchers of domestic airlines
- Redeem points for miles with over 20 international airlines through KrisFlyer, Singapore Airline's frequent flyer programme
- Enjoy 50% more reward points at premium restaurants
Fees & Charges applicable
- Annual Fees: Get first year's membership for free by spending ₹ 15,000 within the first 90 days
- Renew your membership free by spending ₹ 75,000 in a year
- Interest Rates: 3.49% on outstandings
Eligibility:
- Salaried employee, 21 to 60 years of age
- Self-employed, 21 to 65 years of age
Features
- Get a special gift of 500 reward points on Teacher's Day (5 Sept) every year
- 3x reward points on spends of ₹ 150. Earn as many as 2400 points in a year
- Weekdays - Two reward points for every ₹ 150
- Earn 50% more reward points as exclusive dining privileges
Fees & Charges applicable
N/A
Eligibility:
Discussed at the time of Sourcing
Reward Type
Joining Fee
Annual Charge
Features
N/A
Fees & Charges applicable
Annual fees
- Get your first-year's membership free by spending ₹ 15,000 within the first 90 days
- Renew your membership for free by spending ₹ 75,000 in a year
Interest
- Interest at the rate of 3.49% will be charged on any outstanding amount carried beyond the bill due date.
Eligibility:
- Salaried employee, 21 to 60 years of age
- Self-employed, 21 to 65 years of age
Features
Fees and Charges:
- Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
- Click here to view details of HDFC Bank MoneyBack Credit Card Fees and Charges
Benefits
- N/A
Eligibility:
Salaried:
- Age: Min 21 yrs & Max 60 Yrs,
- Gross Monthly Income> ₹25,000
Self-employed:
- Age: Min 21 yrs & Max 65 Yrs,
- Income: ITR > ₹6.0 Lakhs per annum
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
- Click here to view the fees and charges applicable on your Business Regalia Credit Card
Benefits
- N/A
Eligibility:
- A Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
- Annual ITR above Rs 12 Lakhs
- (Customers can apply credit card usig ITR, GST returns, Bank Statements and Merchant payment report)
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
- Click here to view details of HDFC Bank Business MoneyBack Credit Card Fees and Charges
Benefits
- N/A
Eligibility:
- A Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
- Annual ITR above Rs 6 Lakhs
- (Customers can apply for credit card using ITR, GST returns, Bank Statements, and Merchant payment report)
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Membership Fee: Rs. 499 + GST
- Annual Fee is levied after 90 days of issuance only if the customer has not activated as mentioned during the time of sign-up in the application form.
- First Year Fee waived upon spending INR 45,000 (Non-EMI Spends) within the first 90 days
- Renewal Fee waived upon spending INR 50,000 (Non-EMI Spends) in the 12 months period
Benefits
- N/A
Eligibility:
- Not Mentioned - Contact the bank regarding the same
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Membership Fee: Rs. 1000 + GST
- Annual Fee is levied after 90 days of issuance only if the customer has not activated as mentioned during the time of sign-up in the application form.
- First Year Fee waived upon spending Rs.75,000 (Non-EMI Spends) within the first 90 days
- Renewal Fee waived upon spending Rs.100,000 (Non-EMI Spends) in the 12 months period
Benefits
- N/A
Eligibility:
- Not Mentioned - Contact the bank regarding the same
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Joining/Renewal Membership Fee – Rs. 250/- plus Applicable Taxes
- Click here to view details of HDFC Bank CSC Small Business MoneyBack Credit Card Fees and Charges
Benefits
- N/A
Eligibility:
- A Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
- Annual ITR above Rs 6 Lakhs
- (Customers can apply for a credit card using ITR, GST returns, Bank Statements, and Merchant payment report)
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Membership Fee: Rs. 500 + GST
- First Year Fee waived upon spending Rs. 30,000 (Non-EMI spends) within the first 90 days
- Renewal Year Fee waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period
Benefits
- N/A
Eligibility:
- Not Mentioned - Contact to the bank regarding the same
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Membership Fee: Rs. 1000 + GST
- First Year Fee waived upon spending Rs.60,000 (Non-EMI spends) within the first 90 days
- Renewal Year Fee waived upon spending Rs.1,00,000 (Non-EMI spends) in the 12 months period
Benefits
- Upto 5% Unlimited Cashback everytime
- 12 Complimentary Airport Lounge Access
- Paytm First Membership - Upto 75k worth benefits
- Personal Accident Death Cover up to Rs.30 Lacs
- Upto 50 days of credit free period
Eligibility:
- Not Mentioned - Contact to the bank regarding the same
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Joining/Renewal Membership Fee – Rs. 1000/- plus Applicable Taxes
- Click here to view details of Best Price Save Max HDFC Bank Credit Card Fees and Charges
Benefits
- Up to 50 days interest free credit period
- 6 Reward Points for every Rs 150 spent on all Best Price purchases
- 4 Reward Points for every Rs 150 spent on IRCTC, utility & dining
- Free Best Price vouchers
- 8 Complimentary International lounge visits annually
Eligibility:
- Should hold the Best Price membership
- A Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
- ITR > Rs 10 Lakhs per annum.
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
- Click here to view details of HDFC Bank MoneyBack Credit Card Fees and Charges
Benefits
- Up to 50 days interest free credit period
- 1% CashBack on all Best Price spends
- Free Best Price vouchers
- 1% Fuel surcharge waiver
Eligibility:
- Should hold the Best Price membership
- A Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
- ITR > Rs 6 Lakhs per annum.
Reward Type
Joining Fee
Annual Charge
Features
Fees and Charges:
- First Year Free / No Joining Fee
- Annual/Renewal Membership Fee - Rs. 499/- + Applicable Taxes
- Spend Rs.3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
- click here to view details of Flipkart Wholesale HDFC Bank Credit Card Fees and Charges.
Benefits
- 5% CashBack on Flipkart Wholesale Online Spends
- 5% CashBack on Telecom, Utility, Govt & Tax Payments up to Rs. 250 per month
- 1% CashBack on all other spends, no capping
- Up to 50 days of interest free credit period
Eligibility:
- Should hold the Flipkart Wholesale/Best Price membership
- Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
- ITR > Rs 6 Lakhs per annum
Features & Benefits of the Best HDFC Credit Cards
HDFC Millennia Credit Card
- 5% cashback on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp.
- 5% cashback on all online spends over Rs. 2,000.
- 1% cashback on all offline spends and wallet reloads above Rs. 100.
- 8 free domestic lounge accesses per year.
- Rs. 1,000 gift vouchers each on spending Rs. 1 Lakh per quarter in the card’s first-year.
- Discounts and offers through the Good Food Trail Dining program
HDFC Regalia Credit Card
- Complimentary Priority Pass Membership that provides access to more than 700 airport lounges.
- 4 Reward Points on every Rs.150 spent.
- 15% discount at premium restaurants across India.
- Up to 15,000 reward points on achieving annual spends of up to Rs.8 lakh.
- 12 complimentary domestic lounge access per calendar year.
- 24X7 concierge assistance for travel and entertainment bookings.
- Foreign currency mark-up fee of 2% on all international spends.
- Free comprehensive insurance that covers air accidental death, emergency hospitalization, and credit liability.
HDFC Indian Oil Credit Card
- Get fuel points at IndianOil fuel outlets by earning 5% of your spends.
- You can shop at grocery stores and earn fuel 5% as fuel points.
- Earn 1 Fuel Point for every Rs.150 spent with this credit card.
- You can earn at least 50 liters of free fuel every year.
HDFC MoneyBack Credit Card
- 2X more reward points on online spends.
- Spend Rs.50,000 in a quarter and get an e-voucher worth Rs.500.
- Free accidental death insurance up to Rs.50 lakhs.
- Zero liability on the lost card.
- Reward points can be redeemed for cashback against card outstanding, air miles, and gifts from the rewards catalog.
HDFC Diners Club Privilege Credit Card
- Complimentary membership to Zomato Gold, Amazon Prime, MakeMyTrip Double Black, Times Prime, and Big Basket Star. These memberships can be availed upon spending Rs. 75,000 or more in the first 90 days.
- 12 complimentary visits in a year to 700+ airport lounges in India and abroad.
- 4 reward points per Rs. 150 spent. 2X rewards on dining.
- Discounts on spas, salons, gym and doctor consultation
- 2 complimentary golf games per quarter globally
- Spend Rs. 5 Lakh in a year and renew all your complimentary memberships
- Spend Rs. 40,000 in a calendar month and get 1 voucher worth Rs. 500 from BookMyShow, TataCLiQ, or Ola Select membership
6E Rewards XL IndiGo HDFC Bank Credit Card – For IndiGo Frequent Flyers
- 5% 6E Rewards per Rs. 100 spent on IndiGo website or mobile app .
- 3% 6E Rewards per Rs. 100 spent on dining, grocery purchase and entertainment spends
- 2% 6E Rewards per Rs. 100 for all other retail spends.
- 1 Complimentary IndiGo air ticket worth Rs.3,000 on making 3 or more transactions in each of the first three months after card set up.
- Cardholders will also get 8 complimentary domestic lounge access through Mastercard Lounge Access Program.
- The card offers complete waiver of fuel surcharge for transactions above Rs. 400. Maximum waiver per billing cycle has been capped at Rs. 500. .
- Users can avail dining discounts under HDFC Bank’s Good Food Trail Dining Program.
HDFC Freedom Credit Card – For First-Time Users
- 5 times more reward points on dining, entertainment, railway ticket booking, cab booking, and grocery spends.
- 10 times more reward points on HDFC PayZapp & SmartBUY spends
- 25 times more points on birthday spend
- Earn 1 reward point on every spend of 150 and above.
- A gift voucher worth Rs.1000 on annual spends of Rs.90,000 or more.
- Complimentary accidental insurance up to 50 lakh.
HDFC Business Moneyback Credit Car
- 2X more reward points on online spends.
- Spend Rs.50,000 in a quarter and get e-voucher worth Rs.500.
- Free accidental death insurance up to Rs.50 lakhs.
- Zero liability on lost card.
HDFC Infinia Credit Card Metal Edition
- Retail spends: 150 = 5 points
- Travel & shopping via Smartbuy: 10x points
- Dining at stand-alone restaurants: 2x points.
- Taj Epicure Plus Plan & Inner Circle Gold membership
- Club Vistara Gold membership
HDFC Bharat Cashback Credit Card
- Annual fee is waived off when a cardholder spends Rs. 50,000 or more in a year.
- Best suited for cashback
- 5% cashback on IRCTC rail ticket booking, fuel, groceries, bill payment, mobile recharges, and payments made through PayZapp
- Fuel surcharge waive
Required Documents for HDFC Credit Card
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Salaried income documents
-
Last 3 months' salary slip
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Form 16 of last 2 years
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Income Tax Return if any of last 2 Years
-
Last 3 months' bank statement if the salary directly credited in the bank account
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Certificate of employment from current employer
Self Employed person documents
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Income tax returns of previous 2 years
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Statement of finances with a proper balance sheet with profit and loss in that sheet
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Bank statement with continuity of business
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GST registration evidence of business
Card to Card Documents
The documents required for a card-to-card application vary, but common documents include:
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Government Issued Photo ID
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Proof of Residency
-
Proof of Income
-
Applcation Form
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Authorization to run a Credit Check (if required)
Note : HDFC may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Wondering How to Apply? Here You Go!
How to Apply for an HDFC Credit Card
The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick. .
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Visit the website of ReferLoan
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There you can find the list of credit cards on the top.
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Choose an HDFC card and click on the ‘Check Eligibility’ button
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You will be prompted with a list of questions
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If you’re eligible for the card, you will be redirected to the online application page.
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Fill in all the required fields on the page before clicking on ‘Submit’.
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You will then be asked to upload the documents – do the same and click on ‘Submit’
How to Redeem an HDFC Credit Card Reward Point?
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Login to your Net Banking account
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Click on the “ Card” tab and register your card as a one-time activity.
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Now click on the link called Redeem Reward Points on the left side navigation bar.
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Choose your card, click Continue, and then proceed to the online redemption portal.
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If you’re eligible for the card, you will be redirected to the online application page.
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Filter your collected Points Range and preferred Item Category to view the catalog
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Choose your item, add it to the cart with the preferred quantity and click View Shopping Cart Link.
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To proceed further, please read the Terms & Conditions and click on the check box confirming that you have read them.
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You are done now. A copy of your voucher will be received on your registered email ID and Mobile Number
HDFC Credit Card Login For Net Banking
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Log in to your net banking with the provided customer ID and IPIN.
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On the main menu, select the “ Cards” option
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Select the “ Credit Card” option from the drop-down
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Select the “ Register Credit Card” option on the left side of the menu
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If you’re eligible for the card, you will be redirected to the online application page.
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Fill in your card details like credit card number, expiry, and pin.
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After confirming all the filled-in details are right, click on “Submit”
Points to Consider before Checking Your Loan Application Status
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Your credit history
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Your CIBIL score
-
Your age
-
Your source of income
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Your occupation
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Any loans that you are yet to repay
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Usage of your credit cards or the loans you may have availed previously
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Organized submission of documents
Other Products and Services from HDFC
| Savings Account | No matter what your needs are, HDFC Banks has to offer a savings account to every individual in need. With 11 types of saving accounts, HDFC will serve the financial needs of students, entrepreneurs, salaried employees, or senior citizens. Based on people’s requirements and financial stability, HDFC offers from Regular to Premium Savings accounts |
| Current Account | Different businesses require different attention. Therefore HDFC offers 18 types of Current Accounts to cater to every need of every business accordingly. With a current account, a business can deal largely with liquid deposits without any limitation on charges. With a Current account, you can also leverage easy withdrawals. |
| Home Loan | Who doesn’t want to land their own cozy place, right? For such people, HDFC Bank offers 3 types of loans with attractive interest rates and flexible repayment tenure. Borrowers can also repay directly through their HDFC Bank Savings Account by opting for automated repayments. |
| Personal Loan | Most people have urgent personal needs that require urgent funding. For those, HDFC Bank offers Personal Loans, along with multiple benefits such as attractive interest rates, low processing fees, & simplified documentation. Customers can also avail pre-approved loans in 10 seconds and others can get a loan in 4 hours. |
| Loan Against Property | If you are lacking some funds, your aged old property can surely help you. Yes, with HDFC Bank you can get Loan Against your property. The bank offers 4 types of Loan Against Property which can be used for any personal or business goal. If we talk about a few of the benefits, Customers can get up to 65% of their property’s value, attractive interest rates, and hassle-free processing. |
| Car Loan | Riding a swanky car on the road with your family will surely be on your bucket list. With HDFC Car Loan you can fulfill this dream of yours. With upto 100% funding, there are 3 types of car loans as per customer’s requirement with 7-year loan tenure, quick disbursal, and processing |
| Education Loan | Getting your child well-educated is the first step. For that HDFC brings you 3 Types of Education loans. These Loans are to help and support students studying across leading institutions in India & overseas to fulfill their career goals & aspirations. HDFC Education Loan will also help the borrower to avail of tax benefits u/s 80 (E) of the Income Tax Act, 1961 |
| Gold Loan | Keeping your gold stacked in your bank locker won’t give you any return right? But with HDFC Gold Loan you can get a Loan on your gold without losing it. With a minimum loan amount of Rs. 25,000 to its customers at a flexible interest rate, minimal documentation & secure storage, HDFC offers an Instant Gold Loan. |
| Business Loan | Never let your Business’s growth get hampered by a lack of funds. HDFC Business Loan allows you to get a high amount of up to Rs. 50 Lakhs with an affordable interest rate and repayment tenure. |
| Fixed Deposit | A fixed amount of money can always be your savior in times of hardship. With HDFC Fixed Deposit you can lock your assets and get high returns on it. HDFC Fixed Deposits also offers preferential interest rates (0.50% additional) to senior citizens. |
| Recurring Deposit | Want to make regular deposits & earn returns on the investment? HDFC Recurring Deposit is your answer. With HDFC Recurring Deposit, you can invest a minimum deposit as small as Rs. 1,000 or up to Rs. 14.99 per month and with a minimum tenure of 6 months up to a maximum tenure of 10 years |
| Credit Card | Pay wherever you are and whenever you want. Yes, this is possible with HDFC’s wide range of credit cards. These Credit cards will offer attractive reward points, exclusive travel benefits, dining privileges, and many more. |
| Debit Card | Want a convenient way to make all your daily life payments? HDFC Debit Cards can help. HDFC Bank offers a wide variety of Debit card that helps cardholders manage their finances in a better way. The Card Holders can also leverage various offers, discounts, and cashback on shopping, traveling, dining, etc |
| Balance Enquiry | No hassle to get your balance updates anymore. With HDFC Bank’s Enquiry services, you can easily get all the updates on your Bank Balance through Netbanking, Mobile Banking, Missed Calls, SMS, Passbook, ATM & Customer Care Number |
| Mini Statement | Fetching a little glimpse of your monthly statements can bring you more clarity about your finances. Therefore, HDFC Bank’s Mini Statements can give you a preview of your monthly bill. You can access your mini statement through Net Banking, Phone Banking, SMS, Passbook, ATM, and also by contacting the 24X7 customer care number. |
| Net Banking | Want to make your banking experience even more smoother? Just sign in to HDFC Netbanking and you are good to go. Switching to net banking can make your banking life easier than ever before. Any HDFC Bank customer can use Net Banking to check their account balance, book fixed & recurring deposits, transfer funds, download bank statements up to 5 years, etc |
| Customer Care | Finding yourself stuck in the middle of your banking journey? Worry not! HDFC Bank’s dedicated customer care is always there to guide you with the right guidance. Any customer can reach out to the bank’s customer care executives via SMS, E-mails, 24×7 available customer care number in case of any queries, account-related questions, feedback, etc |
Check your HDFC Credit Card Application Status Online Step by step
If you want to check your HDFC Credit Card Application Status online, you will have to follow the below-mentioned steps:
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Visit the official HDFC Bank website
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On the top navigation menu click on the "Products" tab
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Select "Cards" from the dropdown list
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Click on the "Credit Cards" option
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Select "Track Your Credit Card" from the submenu.
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Enter your Application Form Number or Reference Number On the "Track Your Credit Card" page and click on the "Submit" button.
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In case you have forgotten your Application Form Number or Reference Number, you can also enter your mobile number or date of birth to retrieve it
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Your HDFC Credit Card Application Status will be displayed on the screen
In Case of Any Query
HDFC Bank Ltd. Empire Plaza I, 1st Floor, LBS Marg, Chandan Nagar, Vikhroli West, Mumbai - 400 083
FREQUENTLY ASKED QUESTIONS
HDFC Bank offers a variety of credit cards to suit the demands of its customers. There are cards for various spending patterns, such as shopping, travel, lifestyle, dining, and so on, and they are also classified according to their income bracket. You should choose a credit card that fits your needs.
There are options available on the HDFC bank net banking website to raise a credit card cancellation request. However, you can do the same by calling HDFC customer care or visiting any nearest HDFC Branch if you wish to submit an online request, login into the HDFC online net banking website and click on the “credit card hotlist” option to block to hotlist your HDFC bank credit card. You will get a form to fill out for the HDFC bank credit card cancellation. Just fill out and submit that form. Once that gets approved, you will get a call from the HDFC bank executive checking with you for a reason for cancellation, and they will go ahead and process the same.
If you wish to increase the credit limit of your HDFC Bank credit card online, follow these steps. Login into the HDFC bank online net banking website with your customer ID. Go to the Cards tab, click "request," and click "set usage/limit" your existing Domestic and International Card usage will be shown here. The "Online" option would be disabled there by default, so you need first to switch it ON, then click on Continue. Then comes the review page; enter the requested OTP here and click "Continue," and it's done.
You can also check your HDFC credit card statement on the official GDFC bank website and the HDFC mobile banking application. For both options, login into them, go to the “Cards” section, select the “Enquire” option, and select the timeframe for which you need the card statement. And the information will be downloaded on your phone or system.
Your credit card bill can be paid online using the HDFC Mobile Banking app or the HDFC Net banking webpage.
If you wish to change your address for your HDFC credit card online, go to the bank's net banking website with your Customer ID and password. Click on "Contact details update," then click on "update address" and click on "Continue." Here it is mandatory to attach one address proof document, and once you upload and submit, the new address will be changed as per the document attached within 24-48 hours.
If you wish to change your HDFC credit card online, follow these steps. Login into the HDFC net banking website with your Customer ID. Go to the “Cards” section, select your “credit card,” and then Go to the “Change PIN” option. Enter the requested OTP on your mobile number to confirm your action online. After that, you can verify your new 4-digit PIN as your choice.
HDFC Regalia Credit Card, HDFC Diners Club Miles Credit Card, and HDFC Regalia First Credit Card are the best travel credit cards. HDFC Travel Credit Cards provide exclusive travel benefits such as a complimentary airport lounge, rewards on travel bookings, air miles conversion, and more.
The interest rate on your HDFC Bank credit card will depend on which card you choose. The rates range up to 3.4% per month, but the rate may be adjusted based on your spending habits.
HDFC Bank MoneyBack Credit Card and HDFC Freedom Credit Card are the two highly recommended HDFC Credit Cards if you are someone who loves to shop
The HDFC Millennia Credit Card offers up to 5% cashback on online purchases, making it the perfect choice for millennials who love to shop online.
The joining fee for HDFC Credit Card starts from Rs. 500 and goes up based on the Credit Card you are choosing to apply.
The annual fee for HDFC Credit Card starts from Rs. 199 and goes up based on the Credit Card you are choosing to apply for.
The average age requirement for an applicant for all types of cards should be a minimum of 18 years old and a maximum of 70.
If you are a part-time student with a steady source of income, a Savings Bank Account, and no outstanding loans, you can opt for any of the HDFC Bank Credit Cards.
No, if you are a student with no income, you can not get an HDFC Credit Card. Although you can get an Add-On credit card with the support of your parent’s credit card.
On average, the minimum income requirement to apply for HDFC Credit Card is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.
Yes, you can apply for an HDFC Credit Card with a min. Salary of Rs. 15000.
If you are a low-salaried individual, HDFC Bharat CashBack Card and HDFC Freedom Credit Card will be ideal for you as it requires an annual fee of Rs. 500 only.
With HDFC Regalia Credit Card the Applicant gets 4 reward points every time they spend Rs. 150.
No, with a CIBIL score of 500, there is a high chance of your application rejection.
The minimum cibil score required to apply for an HDFC Credit Card is 750 or above.
Most credit cards charge an annual fee, but these fees are waived if you spend a certain amount in the first few months after getting your card. For example, HDFC Bank's Visa Signature Card will waive its annual fee if you spend Rs 15,000 within 90 days of getting your card.
The annual fee for an HDFC Regalia Credit Card is Rs. 1000
The HDFC Bank Money-Back Credit Card falls under the category of a cashback credit card.
With HDFC Bank Diners Club Black Credit Card, the applicant will get 10,000 points on paying the joining fee.
The Joining Fee for HDFC Bank Diners Club Black Credit Card is Rs. 10,000.
In case you suspect credit card fraud, just notify your bank, and your credit card will be instantly blocked.
You can improve your credit score with HDFC Credit Card by timely and complete payment of bills and keeping credit utilization under 30%.
The Renewal Fees on HDFC Bank Moneyback Credit Card is Rs.500 (from 2nd year onwards).
To reach out to HDFC Bank Customer Care, you can contact 1860 267 6161
No, To be eligible for any of HDFC's credit cards, you must have a minimum CIBIL score of 750 or above.
Yes, any salaried job individual can easily apply for an HDFC Credit Card
A lifetime free credit card in HDFC bank includes a no-joining fee and Annual Fee
Log in to your HDFC net banking account with your registered id and password. Select the credit card option > change PIN. Now an OTP will be sent to your registered mobile number, submit the OTP and you can enter your new PIN. Apart from this, you can also generate your PIN through the nearest ATM and IVR calls.
Visit Mycards.hdfcbank.com log in through OTP and link your credit card. You can also click on the "Card Control" tab to enable Online, Contactless, and/or International transactions. Apart from this, there are a few other ways through which you can activate your HDFC Credit Card such as WhatsApp Banking and Using your Credit Card for at least 1 Online and POS transaction.
If your HDFC Credit Card is not activated within 37 days of being handed over to you your Credit Card will be closed and cannot be used further as per the regulations.
Yes, your Add-on card will require a separate PIN.
In case of any theft or loss, you should block your credit card immediately by contacting the HDFC customer care.
You can apply for an HDFC Credit card by visiting the official website of HDFC Bank or you can also apply from any thief party platform such as ReferLoan.
Your HDFC Bank Chip Credit card can be used for purchases and cash withdrawals at millions of locations worldwide wherever Visa/MasterCard are accepted.
Yes, you can access your credit card details using the Credit Cards Portal (under Login) and utilize our range of services like Cash and credit limits, billed and unbilled transactions, due dates, and reward points.
Visit the HDFC Contact us page, and click on 'Grievance Redressal Officer'. On the subsequent page, choose 'Email Us', here you can fill out a form with your complaint and send it to the officers.
To apply for an HDFC Regalia credit card the monthly income of the applicant should be greater than ₹1.2 lakhs
Yes, HDFC Regalia credit cardholders can withdraw cash at an advance fee of 2.5% of the total withdrawal amount.
Yes, once you submit your joining fees you will get 1,000 reward points as welcome and renewal gift
The general documents that you will need to apply for an HDFC Credit Card are Proof of identities such as PAN, Aadhar, Driving License, Passport, Proof of address, and Proof of Income.
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