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It’s the Time to Feel Exclusive!The HDFC Bank Infinia Credit Card Metal Edition (formerly known as the Infinia Credit Card) is a super-premium card that is only available to customers who have received a special invitation from HDFC Bank. This credit card is designed for high-net-worth individuals (HNIs) and includes a variety of privileges such as travel, rewards, shopping, eating, and more. The HDFC Infinia card has a high reward rate and is ideal for frequent spenders. Continue reading to learn more about this card.
Key Highlights of HDFC Infinia Credit Card Metal Edition
|1: Card Type|| Super Premium (Invite Only)|
|2: Best Suited for|| Travel and Shopping|
|Joining Fee||–Rs. 10,000 (For credit cards sourced before 18 October 2021)|
–Rs. 12,500 (For Infinia Credit Card Metal Edition)
|Renewal Fee||–Rs. 10,000 (For credit cards sourced before 18 October 2021)|
–Rs. 12,500 (For Infinia Credit Card Metal Edition)
|3: Welcome Benefits||Complimentary Club Marriott membership for the first year.|
|4: Best Feature||Unlimited domestic as well as international lounge access.|
Get the Right Financial Support in Just a Few Steps
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Credit Card!
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
Documents required for Apply
Latest card statement
6 Month vintage proof
The applicant must fulfil the below eligibility criteria to apply for this credit card:
Occupation: Salaried or Self-employed
Minimum Income for Salaried Applicants: Rs. 1 lakh p.m.
Minimum Income for Self-employed Applicants: ITR > Rs. 12 lakh p.a.
HDFC Infinia Credit Card: Fees & Charges
Joining Fee: –Rs. 12,500 (For Infinia Credit Card Metal Edition)
Annual fee: –Rs. 12,500 (For Infinia Credit Card Metal Edition)
Finance Charges: 1.99% p.m. (23.88% p.a.)
Cash Advance : Nil
Self Employed person documents
Income tax returns of previous 2 years
Statement of finances with a proper balance sheet with profit and loss in that sheet
Bank statement with continuity of business
GST registration evidence of business
Features and benefits : HDFC Infinia Credit Card
A year of complimentary Club Marriott membership with up to a 20% discount on dining and lodging throughout the Asia-Pacific region.
12,500 bonus points after fee payment and card activation
Upon fee realization and card activation, you will receive 10,000 reward points
Renewal Benefit of Up to 12,500 Reward Points
Up to 10X Reward Point
Except for fuel and wallet reloads, you will get 5 reward points on every Rs. 150 on retail spends .
On SmartBuy, you’ll get 10 times reward points on your travel and shopping spends.
Renewal benefit of 10,000 reward point
Spend Rs. 8 lakh or more in the previous 12 months and the renewal membership cost for the next year is waived.
Renewal advantage of 12,500 reward points for Infinia Credit Card Metal Edition .
Spend Rs. 10 lakh or more in the preceding 12 months and the membership renewal cost is waived off for the upcoming year.
How to Redeem HDFC Reward Points?
On the HDFC Credit Card page, you can find the list of HDFC credit cards on the top.
Choose a card and click on the ‘Check Eligibility’ button
You will be prompted with a list of questions
Answer them to know your eligibility.
If you’re eligible for the card, you will be redirected to the online application page.
Fill in all the required fields on the page before clicking on ‘Submit’.
You will then be asked to upload the documents – do the same and click on ‘Submit’
You enjoy the following benefits on ITC Hotels:
Book stay for 3 nights and pay for two at participating ITC Hotels
1+1 complimentary weekend buffet at participating ITC Hotels
Complimentary Lounge Access
You’ll enjoy limitless lounge access and golf games every year with the HDFC Infinia Credit Card Metal Edition, with thousands of choices. The following are the relevant details:
Unlimited complimentary lounge access at 1,000+ airport lounges within and outside India as part of the Priority Pass Program.
Unlimited complimentary golf games at prominent Indian and international courses
At specific golf courses, unlimited complimentary golf training is available.
Fuel fee waiver, insurance coverage, minimal foreign currency markup, and other benefits are available with the HDFC Infinia Credit Card. Some of the other advantages of this credit card are listed below:
Low Foreign Currency Mark-up Charge: An additional bonus of the HDFC Infinia Credit Card Metal Edition is the low forex mark-up fee of 2%.
Exclusive 24-hour concierge services for your needs such as golf course referrals and reservations, itinerary planning and reservations, private dinner help, overseas gift delivery, and so on.
3 crore accidental air death insurance.
In the event of an emergency, emergency overseas hospitalization of up to Rs. 50 lakh is available.
Credit shield cover of up to Rs. 9 lakh.
Flat 25% off at 2,000+ premium restaurants.
1+1 on buffet at 200+ restaurants.
1+1 on food/ drinks at select restaurants.
Zero convenience fee.
Early access to events and festivals such as GIRF .
FREQUENTLY ASKED QUESTIONS
Yes, For cards sourced before 18 October 2021, the processing fee is Rs. 10,000, and Rs. 12,500 for the Infinia Credit Card Metal Edition.
Yes, you do have an interest-free period of 50 days on your HDFC Bank Infinia Credit Card Metal Edition starting from the day you purchase it.
The HDFC Infinia card is invite-only. If you're invited by HDFC Bank, it means the bank has found you eligible for the card. Factors that may help your chances of getting an invite include having a high income, a good relationship with HDFC Bank and using several of its products, or using a premium card with a high existing credit limit.
After you apply for an HDFC Bank Infinia credit card, the bank will review your application and decide whether to give you a credit limit. They consider various factors like your credit score, repayment history, income, etc. while making this decision. Once the bank approves your application, you'll find out what your credit limit is.
The best feature of the HDFC Bank Infinia Credit Card is Unlimited domestic as well as international lounge access.