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SBI Credit Card
SBI credit card benefits are adding value to banking, be it for reward points, travel insurance, or welcome perks, the features will help you get more in your hands.
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Upgrade the Way You Have Been Living
People have become more aware of their spending. With credit cards, the charges are already high, so why pay even more? SBI credit card benefits are adding value to banking and shopping. Be it for reward points, travel insurance, or welcome perks, the features will help you get more in your hands.
Wide Range of Cards to Choose From
Are you looking for a credit card that would provide extra income? Or do you want a card that will help in building your credit history? All of these choices, and many more will be available with SBI cards.
Credit Card
Your Path to Your Dream Credit Card Got Easier
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Credit Card!
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
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Features & Benefits of the Best SBI Credit Cards
SBI SimplyClick Card
- On fuel purchases made at any BPCL pump, you will receive 4.25 percent back (equal to 13x Reward Points).
- Fuel fee waiver of 3.25 percent + 1% for all fuel purchases up to Rs.4,000.
- Every Rs.100 spent on supermarket, departmental, eating, and movie purchases earn you 5x Reward Points.
- Fuel surcharges of up to Rs.100 per month are waived.
SBI BPCL Credit Card
- Earn up to 50 Liters of Free fuel annually.
- Earn 1 Fuel Point for every Rs. 150 spent on all other purchases.
- Enjoy 1% Fuel Surcharge waiver.
- Indian Oil fuel outlets can reward you with 5% of your purchases for earning fuel points.
- You can earn 5% of your grocery shopping at grocery stores and fuel with fuel points.
SBI Elite Credit Card
- Each year, you can earn up to 50,000 Bonus Reward Points.
- Earn 10 points for every Rs.100 spent on dining, departmental shopping, and groceries.
- For every Rs.100 spent on other expenses, you will receive 2 Reward Points.
- A low 1.99 percent foreign currency mark-up charge.
Air India SBI Signature Credit Card
- For every Rs.100 spent on Air India tickets booked through the website or mobile app, you can earn up to 30 Reward Points.
- For every Rs.100 spent with this card, you will get 4 reward points.
- Annual bonus Reward Points of up to 1 lakh.
- 1 point = 1 mile.
SBI Prime Credit Card
- For every Rs.100 spent on utility bill auto payment, you will receive 20 Reward Points.
- For every Rs.100 spent on movies, grocery, eating, and department store purchases, you will receive 10 Reward Points.
- Annual fees are waived if you spend at least Rs.3 lakh in a year.
- Complimentary Red Tier membership with Trident Privilege.
BPCL SBI Credit Card Octane
- 6000 Reward Points as a Welcome benefit worth INR 1500.
- Get 25X Reward Points on BPCL Fuel, Lubricants & Bharat Gas spends.
- Get 10X Reward Points on Departmental & Grocery, Movies & Dining Spends.
- Enjoy 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only) spends
- Enjoy 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 7500 Reward Points per month)
- Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
- Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
Required Documents for SBI Credit Card
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Salaried income documents
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Last 3 months' salary slip
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Form 16 of last 2 years
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Income Tax Return if any of last 2 Years
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Last 3 months' bank statement if the salary directly credited in the bank account
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Certificate of employment from current employer
Self Employed person documents
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Income tax returns of previous 2 years
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Statement of finances with a proper balance sheet with profit and loss in that sheet
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Bank statement with continuity of business
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GST registration evidence of business
Card to Card Documents
The documents required for a card-to-card application vary, but common documents include:
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Government Issued Photo ID
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Proof of Residency
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Proof of Income
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Applcation Form
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Authorization to run a Credit Check (if required)
Note : SBI may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
How to Apply SBI Credit Card
The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick.
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Visit the website of ReferLoan
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There you can find the list of credit cards on the top.
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Choose an SBI card and click on the ‘Check Eligibility’ button
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You will be prompted with a list of questions
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If you’re eligible for the card, you will be redirected to the online application page.
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Fill in all the required fields on the page before clicking on ‘Submit’
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You will then be asked to upload the documents – do the same and click on ‘Submit’
SBI Credit Card Login for Net Banking
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Enter your Customer ID, Mobile No or Card Details.
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Fill in your NetBanking Password
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Click on "Register Online
In Case of Any Query
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FREQUENTLY ASKED QUESTIONS
Yes, SBI Card has an app called SBI Card, which is available on Android and iOS. You can register and view your credit card account details, raise card-related requests, execute transactions, and place requests for other SBI products, among other things, once you download the app.
Not at all. However, a few SBI credit cards allow you to pay off your balance with reward points. SBI Card Prime, SBI Card Elite, and SBI Simply SAVE Advantage, for example, will enable you to redeem reward points against outstanding card balances. You can redeem Rs.1 for every four reward points on these cards.
For applying for an SBI credit card, you should earn a minimum of Rs. 18,000 monthly. However, the higher the wage, the more premium the card is. The customer is always requested to show proof of income while applying for the card.
The bank may take up to 21 days to complete your SBI credit card application after you submit it, together with the relevant documents. It could take much longer if there are any missing documents or other difficulties with the application. Meanwhile, you can use SBI's 'Track Application' feature at www.sbicard.com/en/eapply.page#track-retrieve-form to track the status of your credit card application.
You can use your SBI credit card to get a cash advance. Your card allows you to withdraw a limit of Rs.15,000 every day. Cash withdrawals are limited to 80 percent of your total SBI credit limit. Accepting a cash advance will result in a monthly finance charge of up to 3.35 percent.
If you are traveling overseas, you must first go to the Main menu in the SBI credit card application, click on “services,” and then click on “manage card usage” under that column, select the transaction type of the SBI credit card from Domestic to International.