Yes Bank Credit Card

Here are a few factors

How To Apply
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1% fuel surcharge waiver across all fuel stations in India

Boosted rewards on online dining, grocery & apparel
Lifestyle benefits and privileges
Easy Bill Payments through YES PayNow
Credit Card

Your Access to Financial Freedom!

YES Bank offers a wide range of credit cards to suit various needs, including those related to shopping, travel, rewards, cashback, lounge access, and more. Both low annual fee credit cards with minimal perks and premium cards with exceptional privileges are available. Continue reading to learn more about YES Bank Credit Cards in-depth, including their features, and fees.

Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Always Be Prepared with the Right Document

Required Documents for YES Credit Card

PAN Card

Aadhaar Card

Driving Licence

Voter ID


Registered rent agreement

Current passport size photograph

Salaried income documents

Self Employed person documents

Salaried income documents

  • Last 3 months' salary slip
  • Form 16 of last 2 years
  • Income Tax Return if any of last 2 Years
  • Last 3 months' bank statement if the salary directly credited in the bank account
  • Certificate of employment from current employer

Self Employed person documents

  • Income tax returns of previous 2 years
  • Statement of finances with a proper balance sheet with profit and loss in that sheet
  • Bank statement with continuity of business
  • GST registration evidence of business

Card to Card Documents

The documents required for a card-to-card application vary, but common documents include:

  • Government Issued Photo ID
  • Proof of Residency
  • Proof of Income
  • Applcation Form
  • Authorization to run a Credit Check (if required)

Note : YES may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Wondering How to Apply? Here You Go!

How to Apply for an YES Credit Card

The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick. .

  • Visit the website of ReferLoan
  • There you can find the list of credit cards on the top.
  • Choose an YES BANK card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’
Redeem Your Reward Points and Get Exciting Gifts and Vouchers

How to Redeem an YES BANK Credit Card Reward Point?

  • Log in using your registered number and select your credit card category
  • Select the products and add them to the cart
  • Proceed with the checkout and enter the required credit card details
  • Click on the Redeem button
  • The cardholder will receive their redemption confirmation on their registered mail ID and contact number
Access Your Credit Card Anywhere Through NetBanking

YES Bank Credit Card Login for Net Banking

  • Log on to www.yesbank.in
  • In the NetBanking section, select "Retail" and click on "Login"
  • Click on the link "Register Online/First Time Users"
  • Enter your Customer ID, Debit Card Number & ATM PIN
  • Create your NetBanking Password
  • Click on "Register Online

In Case of Any Query

Contact : 18001031212

Mail Id : yestouchcc@yesbank.in

Fees and Charges

YES Bank credit card charges

Fee Type Amount
Joining/Annual Fee Varies from one card to Another
Finance Charges
  • For YES FIRST Preferred/YES FIRST Exclusive/YES Private Card:
    1.99% p.m. (23.88% p.a.)*
  • For all other credit cards: 3.50% p.m. (42% p.a.)
Late Payment Fee
  • Less than Rs.101 - Nil
  • Rs.101 to Rs.500 - Rs.150
  • Rs.501 to Rs.5,000 - Rs.500
  • Rs.5001 to Rs.20,000 - Rs.700
  • Rs.20,001 and above - Rs.1000


Setting PIN for YES Bank Credit Card is quite easy with the help of YES bank net banking, or else you can download YES Bank Mobile App.

In case of any such incident, you can get your card blocked by calling the YES bank phone banking number - 18001031212 (Toll-Free for Mobile and Landline in India) / +91 2249350000 (if calling from abroad).

The credit limits may vary on the variant of the card and its guidelines.

All the credit cards of YES Banks serve its own purpose and cater to different audiences and requirements. But the most demanded YES Bank Credit Card is YES First Preferred Credit Card.

You can easily do that by calling 18001031212 and asking customer care to increase your existing credit card limit.