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cashe personal loan

Here are a few factors

How To Apply
Product Rating

( 4.4 /5 )

Total - 476 ratings

5 ★
297
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10
Loan Amount Rs 1,000 to Rs 4,00,000
Tenure 90 Days / 180 Days / 270 Days / 360 Days / 540 Days
Location PAN India
ROI 2.25% - 2.50% per month
Payment Delay Charges 0.7% flat interest fee per day
Processing Fees Rs. 85 to Rs. 1200 based on your loan amount
Foreclosure Allowance NIL
USP
  • Offers a 7-day interest-free grace period to pay your EMI at the end of every month.
  • Revolutionised the way Credit scoring works with the next-gen AI Software - SLQ.
Work Process

Start with Cashe Personal Loan in few steps

If you are planning to apply for a personal loan at CASHe there are certain details that you should be aware of, Let’s discuss:

01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, the amount will be disbursed to your account shortly.

Stay Prepared Before Hitting that Apply Button

Documents and Eligibility Required for CASHe Personal Loans

Eligibility

  • The age of the applicant should be between 21 to 65
  • The min. salary of the applicant should be 20k to 25K per month
  • The min. Employment should be min.1 year and min. 6 months in the current organization
  • The minimum CIBIL score has to be 750 or above
Easy Documentation, Smoother Proces

Required Documents

PAN Card

Aadhaar Card

Latest Salary slip of 1 month

Ownership Proof

Voter ID

Latest Bank statements of 3 months

Apply for Loan

Negative Profile for CASHe Personal Loan

A negative list or negative profile is a list of areas of the city where residents would not qualify for credit approval. In India, this has been a relatively new development.

Individuals working with partnership or proprietorship companies

Lawyers

Collections

Hospital Staff

Peons

Police

Security Staff

Drivers

Cook

About CASHe Personal Loan

Personal loans are a great way to finance the things you want, but may not be easily available through banks or financial institutions. While traditional banks don’t qualify most young salaried millennials for credit, CASHe strategic partnerships with premier lending institutions, and online applications have allowed CASHe to provide personal loans to thousands of consumers across India over the last few years.

CASHe takes pride in the fact that it can help to open up the world of credit for young salaried millennials who were denied credit by conventional banks, offering a faster, more flexible, and less complex personal loan. Conventional lenders often do not trust new borrowers or those with no credit history. CASHe provides you with an alternative to a traditional bank loan, backed by an innovative new credit evaluation system that helps us determine your ability

CASHe Personal Loan Customer Care Details

You can reach out to CASHe India, if you have any queries or require assistance.

Contact No. :- 022-46047350

Email :- support@CASHe.co.in |

Click to contact cashe Customer Care

Let us take an example, How EMI is being calculated

For instance, if "Himanshu" applies for a MoneyWide Personal Loan of INR 100000 and get the loan sanctioned at the rate of 28 % with a tenure range of 6 Months , in such a case his EMI would be INR 18,054 and complete repayment amount till the end of 6 Months tenure would be INR ₹1,08,324 (i.e ₹18,054 EMI * 6 Months), wherein the total interest amount is INR ₹8,324 along with principal repayment of INR ₹18,054. Few additional charges like those of minimal one-time processing fee Rs. 85 to Rs. 1200 based on your loan amount may apply. T&C apply.
Year Principal
(A) 		Interest
(B) 		Total Payment
(A + B) 		Balance Loan Paid To Date
2022 ₹ 15,721 ₹ 2,333 ₹ 18,054 ₹ 84,279 15.72%
Dec ₹ 15,721 ₹ 2,333 ₹ 18,054 ₹ 84,279 15.72%
2023 ₹ 84,279 ₹ 5,990 ₹ 90,270 ₹ 0 100.00%
Jan ₹ 16,087 ₹ 1,967 ₹ 18,054 ₹ 68,192 31.81%
Feb ₹ 16,463 ₹ 1,591 ₹ 18,054 ₹ 51,729 48.27%
Mar ₹ 16,847 ₹ 1,207 ₹ 18,054 ₹ 34,882 65.12%
Apr ₹ 17,240 ₹ 814 ₹ 18,054 ₹ 17,642 82.36%
May ₹ 17,642 ₹ 412 ₹ 18,054 ₹ 0 100.00%
Stay Prepared Before Hitting That Apply Button

Eligibility Of Cashe Personal Loan

Loan tenure In months Loan eligibility
90 days 3 months Up to 110% of net monthly salary
180 days 6 months Up to 210% of net monthly salary
270 days 9 months Up to 310% of net monthly salary
360 days 12 months Up to 400% of net monthly salary
540 days 18 months Up to 500% of net monthly salary

Charges and Fees Related to your Personal Loan with CASHe

Tenure Interest / month APR
90 days 2.50% 30.42%
180 days 2.40% 29.20%
270 days 2.25% 27.38%
360 days 2.25% 27.38%
540 days 2.25% 27.38%

FREQUENTLY ASKED QUESTIONS

Social Loan Quotient in cashe personal loan ( SLQ) helps predict your creditworthiness unbiasedly based on your social behavior. Your score is calculated by analyzing various parameters that are unique to each individual. This gives you an overall score that you can use to compare across variables such as age, gender, and education level.

Yes, you can shift your CASHe personal loan midway but only once you pay the first EMI installment.

No, CASHe doesn't ask for collateral while applying for a personal loan.

Absolutely. If your application was recently rejected, or if you feel that there have been some changes in your creditworthiness since you last applied, reapply after three months. CASHe will look into it and decide based on your updated information.

Generally, CASHe offers an instant service in terms of loan clearance. Once your documents are verified, you will receive your loan instantly. Please upload the necessary documents in clear and legible formats to process your loan quickly.