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NBFC / Corporate Funding

NBFC & Corporate Funding | Capital Support That Helps You Scale Faster

Planning your next phase of growth? Looking for capital exactly when an opportunity comes to your doorstep? Without timely capital, business momentum slows down. Strong and structured lending support helps you scale with confidence and stability.

NBFCs and corporate lenders operate in a time-sensitive environment. To keep lending consistently, they need well-capitalized balance sheets. Strong capitalization builds trust with borrowers, investors, and market partners, helping institutions sustain long-term growth.

Expansion needs more than ambition. It requires structured funding, predictable liquidity, and financial discipline. NBFC & Corporate Funding provides reliable capital support designed for lending institutions and financial service companies.

With the right structure, you can grow your loan book, improve liquidity, and strengthen capital adequacy without over-stressing working capital. Typical transaction sizes start from Rs 50 Cr+, based on profile, structure, and repayment visibility.

Borrower TypeNBFC / Corporate
Ticket SizeRs 50 Cr+
Use CaseGrowth / Refinance / WC
NBFC and Corporate Funding
Balance Sheet Capital

Balance Sheet Capital That Strengthens Your Foundation

Is your balance sheet limiting your growth plans? Do you want to improve liquidity and financial strength?Balance sheet capital provides long-term funding support that strengthens the foundation of NBFCs and corporate lenders.

This type of funding improves overall financial health. Liquidity becomes stronger. Financial ratios improve. Capital adequacy becomes more comfortable. A healthier balance sheet also increases confidence among lenders, investors, and stakeholders.

This capital helps institutions manage daily operations smoothly while preparing for future expansion. It supports stable growth planning and reduces pressure on internal resources. For example, an NBFC aiming to expand into new regions may require stronger capital reserves. Balance sheet funding provides that cushion.

It also helps institutions maintain a stable lending pipeline even during market volatility. With stronger liquidity, NBFCs can respond faster to borrower demand and manage repayments and obligations more efficiently.

Balance sheet funding is not just about raising money. It is about building long-term stability. It creates discipline in financial planning and aligns growth with sustainable capital support. A strong foundation allows lending institutions to scale responsibly and compete effectively in the market.

Balance Sheet Capital
NBFC & Lending Capital Solutions

On-Lending Funds That Power Loan Book Growth

Want to grow your lending portfolio but feeling restricted by limited deployable capital? On-lending funds are designed specifically for loan book expansion. This funding provides capital that is meant to be deployed directly into further lending activities. It helps NBFCs disburse more loans without interruption. It ensures that lending operations remain smooth and scalable.

With steady access to funds, institutions can meet rising credit demand faster. Loan book growth becomes predictable. Expansion becomes structured. For example, an NBFC focusing on MSME lending may experience high borrower demand. Without sufficient capital, growth may slow. On-lending support ensures that the institution can continue lending confidently.

These funds also improve operational efficiency. They reduce dependence on short-term funding gaps. They allow lenders to plan disbursement cycles better. On-lending capital supports consistent portfolio growth. It helps institutions expand reach while maintaining liquidity. For lending businesses, this funding is essential for scaling without delays. It ensures that credit availability remains strong for customers and helps NBFCs build a stronger market presence through continuous lending capacity.

On-Lending Funds for Loan Book Growth

Key Benefits

  • Dedicated capital for loan book expansion
  • Improved liquidity and smoother disbursement cycles
  • Reduced dependency on short-term funding gaps
  • Supports structured and scalable lending growth

Co-Lending Structures That Enable Smarter Expansion

Looking to expand without taking on all the risk alone? Want to grow while maintaining balance sheet comfort? Co-lending structures provide a smarter approach to scaling. They allow NBFCs and lending institutions to share both capital and risk with partners. This improves capital efficiency, increases disbursement capacity, and helps institutions grow faster with controlled exposure.

Co-lending also reduces concentration risk and enables lenders to enter new segments without carrying the full burden alone. It improves portfolio diversification and supports strategic scale without overstretching internal capital. Co-lending is not just a funding method, it is a partnership-driven growth model for sustainable expansion.

  • How Co-Lending Helps Business Expansion
  • Benefits of Co-Lending for MSMEs
  • Co-Lending vs Traditional Bank Loan
  • Structured Co-Lending for Corporates
  • Co-Lending Finance in India

Flexible Structuring

Co-lending structures are aligned to partner strengths, underwriting models, and portfolio strategy so institutions can scale with balanced risk-sharing.

Example: An NBFC may partner with another institution to co-lend in retail or SME segments. Both partners contribute capital and share risk, enabling higher loan volumes with balance sheet stability.

Why It Matters

This model improves capital efficiency, reduces concentration risk, and helps lenders expand safely while keeping exposure manageable.

Growth and Expansion Capital (₹50 Crore+ Funding)

Growth and Expansion Capital is designed for institutions and corporates planning long-term strategic scale-up. Whether entering new markets, launching new lending products, or expanding operations, structured funding of ₹50 crore and above supports sustainable business growth.

This funding is not meant for short-term liquidity gaps. It is structured for long-term expansion planning and aligns with the overall business vision. It reduces operational pressure during scaling and ensures disciplined financial growth.

  • Funding size starting from ₹50 Crore and above
  • Supports new market entry and regional expansion
  • Helps launch new secured or structured lending products
  • Branch network expansion and distribution growth
  • Technology upgrades and digital infrastructure development
  • Long-term tenure with structured repayment flexibility
  • Reduced short-term repayment pressure
  • Customized capital structure based on business scale

For example, a corporate lender planning to launch a new secured lending vertical may require upfront capital for technology systems, compliance, hiring teams, and distribution setup. Growth capital of ₹50 crore+ ensures smooth execution without financial strain.

With structured long-term funding, institutions can scale operations steadily, strengthen market presence, and achieve predictable expansion while maintaining financial discipline.

Private placement structured debt

Private Placement in Structured NCDs

Why NBFC & Corporate Funding Delivers Real Value

Every lending business has a different structure. Every growth plan has unique requirements. That is why corporate funding solutions are designed with flexibility. Repayment terms are clear. Structures match cash flow cycles. Funding aligns with business models. This approach focuses on long-term partnership rather than one-time funding. Scaling becomes smoother. Capital planning becomes predictable.

Institutions gain confidence to expand without stress. Corporate funding supports sustainable growth. It improves liquidity. It strengthens lending capacity. It allows businesses to manage expansion responsibly. With structured funding, institutions can focus on strategy, innovation, and customer growth. This funding delivers real value because it supports long-term stability, not just short-term capital.

Who Can Benefit from NBFC & Corporate Funding?

NBFC & Corporate Funding is ideal for NBFCs planning regional expansion. It suits corporate lenders aiming to grow their loan portfolios. It also supports financial service companies seeking stable capital for diversification. Institutions intending to secure a sustainable source of long-term funding can benefit significantly from this type of funding.

Lending institutions will benefit from this type of capital by enabling them to access larger markets, create new products, and better position themselves to increase their liquidity through periods of economic uncertainty as well.

Frequently Asked Questions

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