Reward points can help you get discounts when you make purchases, which will help you save money. At the same time, you can also redeem them and convert them into cash, shopping vouchers, or discount vouchers.

Redeeming Reward Points online is the easiest way to use your points because you don't have to call customer service or make multiple branch visits.

Most credit card companies charge you interest unless you pay off your balance in full each month. The interest on most credit cards varies and changes from time to time. Some cards have different interest rates for different types of transactions, such as one for purchases and another for cash advances

You can safely use your credit card when buying products online.